Ga. Insurance Office Offering New Accident Claim App

Georgia Insurance Commissioner Ralph Hudgens is recommending a new free app for Georgians to help remove the guesswork after an automobile accident.

Hudgens’ office said that the WreckCheck app will take the guesswork out of what information to give following a car accident.

Created by the National Association of Insurance Commissioners, officials said the app is designed to give smartphone users the basic steps of information sharing after an accident.

According to Hudgens, the new WreckCheck mobile application outlines what to do immediately following an auto accident and takes users through a step-by-step process to create their own accident report. It also provides tips for staying calm, safe and smart on the road, and makes it easy to capture photos and document the necessary information to file an insurance claim. Additionally, the app lets users email a completed accident report directly to themselves and their insurance agents.

Hudgens said that understanding what information to share and with whom will help keep you safe after an accident and decrease some of the challenges of filing a claim later on.

Last year, the NAIC released a survey revealing consumers were unsure about auto accident best practices, such as when to call the police or what personal information to exchange with the other driver after an accident. According to Hudgens, consumers generally need only share their names and correct vehicle insurance information, which should include the phone numbers of insurance providers. He cautioned that sharing additional personal information, such as driver’s license numbers and home addresses, puts consumers, their property, and their safety at risk.

The WreckCheck app is free and available for both iPhone® and Android® smartphone users.

In addition, Hudgens said that consumers with questions about insurance can call the Department’s Consumer Services Hotline toll-free at 800-656-2298 or reach the department online at