Stephens Co. Employee Health Insurance Changing

Stephens County employees will see a change in their health insurance policies starting next month.

At a called meeting on Tuesday, Stephens County Commissioners unanimously approved using MSI Benefits as the county’s broker for health insurance.

Stephens County Administrator Phyllis Ayers said that the county decided to use a broker after seeing steep proposed increases in health insurance costs for the upcoming year.

Ayers said they were reasonable compared to other local governments, but still very high.

“It still was extremely expensive to the employees when they look at their net pay because the county is still only going to pay a certain amount,” said Ayers. “The employee would make up the difference.”

Ayers said that the broker worked with the health insurance provider to switch the county from three plans of varying coverage levels to one plan.

She explained that the new plan is similar to the current county plan that offers the top level of coverage.

Meanwhile, Ayers said anyone who was on one of the two plans with the most coverage under the old system will see a savings next year compared to what they would have been paying had the county maintained the old plans moving forward.

“Those on the lower plan are still going to pay a little more than what the renewal rate was, but they are going to have much better coverage,” said Ayers.

Ayers said the new plans will start July 1.